TheBusiness Checking Account

• Minimum balance to open - $300.00
• Image Statements
• Analysis charges:
  • Monthly maintenance - $14.00
  • Per check / debit - $0.15
  • Per deposit / credit - $0.25
  • Per ACH debit / credit - $0.08
  • Per item deposited - $0.09
  • Overdrawn collected balance – Prime (WSJ) + 4%
• Earnings credit applies to this account *
• Free Debit Card and Online Banking

TheSmall Business Checking Account

• Minimum balance to open - $300.00
• Image Statements
• Minimum for no Service Charge $1,500.00
• Service Charge below minimum/month $12.00
• Maximum 150 items: checks, deposits, items deposited and ACH debits and credits
• Service Charge over maximum - $0.25/item
• Free Debit Card and Online Banking

TheBusiness Interest Checking Account

• Minimum balance to open - $300.00
• Image Statements
• Minimum for no Service Charge $2,000.00
• Service Charge below minimum/month $15.00
• Minimum balance to collect interest $1,000.00
• Interest: Accrued daily, paid monthly
• Unlimited transactions
• Free Debit Card and Online Banking

TheBusiness Money Market Account

• Minimum balance to open - $2,500.00
• Image Statements
• Minimum for no Service Charge $2,500.00
• Service Charge below minimum/month $25.00
• Minimum balance to collect interest $2,500.00
• Interest: Accrued daily, paid monthly
• Free Online Banking
• Excess Withdrawal Fees $12.00 over 6/month

Transaction Limitations: During any statement cycle you may not make more than six (6) withdrawals or transfers from your Money Market or Savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer, telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

* An earnings credit is calculated on your average investable collected balance less reserve requirement and applied to your total activity charges for the statement period. If the earnings credit calculated exceeds the activity charges, there is no service charge for that period. If the activity charges exceed the earnings credit calculation, your account will be charged only the difference. Earnings credit calculation based upon the 180 day T-Bill rates.